A good article on Malaysia's P2P financing platforms from imoney.
(source :https://www.imoney.my/articles/p2p-lending-guide)
(source :https://www.imoney.my/articles/p2p-lending-guide)
Here’s how the P2P financing platforms in Malaysians compare:
| Name | Launched | Default rate | Minimum investment | Fees |
|---|---|---|---|---|
| CapitalBay P2P financing | currently in pilot launch | 0% | not stated | not stated |
| B2B Finpal | 2018 | 0.18% | RM1,000 initial deposit, RM100 per campaign | 30% of interest collected |
| Nusa Kapital | 2017 | not stated | RM500 | 10% of return |
| AlixCo | 2017 | not stated | RM500 | 1% of total repayment |
| MicroLEAP | currently in beta | not stated | RM50 | 1% – 2% of first monthly repayment of each campaign |
| Funding Societies | 2017 | 1.26% | RM1,000 initial deposit, RM100 per campaign | Business term financing: 2% p.a. of each repayment Invoice financing: 15% of interest repayment |
| Fundaztic | 2017 | 3.52% | RM2,000 initial deposit (if using “Smart Invest” feature); otherwise no initial deposit required, RM50 per campaign | RM0 – RM3 per investment transaction 1% of monthly repayments |
| QuicKash | 2017 | 0% | RM100 | 1.35% - 1.50% per repayment |
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